Physician-attested · cancer financial defense

Cancer's second diagnosis is the bill.

Cancer is one of the fastest ways to go broke in America — driven by denials, copays, and drug prices, not the disease itself. OncoQue fights that side for you. We build the insurance appeal and a board-certified oncologist signs it under their own license — an attested appeal a payer has to actually review, not auto-deny — then recover every dollar of copay assistance, Cost-Plus drug pricing, and tax-free HSA/FSA you're owed. You keep your oncologist. We keep you solvent.

Start free: decode your denial — is it worth fighting?
Insurance appealsphysician-signed Cost recoveryassistance + HSA You payonly if we win To startfree
Why "attested" wins
A denial isn't a medical decision. It's an algorithm betting you're too sick to fight back.
Most appeals fail because they're just paperwork — routed back through the same system that said no.
An appeal a licensed physician signs is one a payer has to put in front of a human.
Two fights, one team on your side
01

Your records, organized.

Every oncologist visit, every lab, every scan, every path report — aggregated into one timeline across thousands of US health systems. An Apple Wallet card with a QR code rides along, so the next ER visit takes ninety seconds instead of forty-five minutes.

FHIR-native ingestion. We never share your records with a third party. Export everything you own at any time.
02

A signed appeal.

We turn your denial into a medical-necessity appeal — pulling the coverage criteria, the guideline citations, and the evidence straight from your own records. A board-certified oncologist reviews it and signs under their own license before it's filed. Payers brush off form letters. They can't as easily brush off a physician's signature.

Not a template. A physician-attested medical-necessity argument, filed on your behalf and tracked to a decision.
03

A conversation, not a form.

Sage walks you through what you have, what you're worried about, and what to ask at Tuesday's appointment. Voice-first. Cumulative — Sage remembers everything you've told her, so you never repeat yourself. Free — on your side before you spend a dollar.

Sage drafts. The oncologist signs. You decide whether to send.
The line the payer crossed

Attested, not autonomous.

Your insurer denied you with an algorithm — no clinician read your chart, no name is on it. That's exactly the autonomous decision-making the AMA warns against: AI as a decision-maker instead of a tool a physician stands behind. OncoQue answers in the one language the system can't ignore — a licensed oncologist's signature, attesting medical necessity under their own license.

The payer's denial

An algorithm outputs "no." No clinician reads it, no name is on it, no one is accountable — it exists to deny at scale and count on you giving up.

OncoQue's appeal

A board-certified oncologist reviews your records and signs the medical-necessity argument under their own license. A signed appeal has to be read by a human.

Who signs

US board-certified oncologists — signing under their own name, license, and malpractice policy, grounded in your records.

What they do

Read your denial and your records, build the medical-necessity case, and sign it — or tell you honestly if it won't fly.

What it isn't

Never a replacement for your oncologist, and never legal advice. A physician-attested appeal, filed alongside you.

Free · 60 seconds · nothing leaves your browser

Decode your denial.

Denial letters are written to be confusing, and insurers count on you giving up. Tell us the kind of denial and when it arrived — we'll tell you how winnable it is, the strongest argument for your case, and your deadline clock. No upload, nothing stored.

What kind of denial is it?
When is the denial letter dated? (optional — sets your clock)
Free tools for the cancer journey
questions to ask · symptom red-flags · appointment prep — no signup
Open
Free · before you spend a dollar

Walk in with the right questions.

The hardest part of an oncology appointment is knowing what to ask while your head is spinning. Tell us where you are, and we'll build a focused, printable list — the questions a good oncologist wants you to ask. Turn the overwhelm into a page you can hold.

Where are you right now?
What kind of cancer? (optional — helps us tailor)

Your questions

Bring this with you. You won't get to every question, and that's fine — circle the three that matter most. Ask if you can record the conversation, and bring someone to listen with you. There are no wrong questions in that room.
Free · 30 seconds · don't panic, and don't wait too long

Is this an emergency?

Cancer treatment throws symptoms at you, and it's hard to know which can wait until morning and which can't. Tap anything you're noticing right now. We'll show you what oncology teams tell their own patients to do — sorted by how fast it matters.

    This is general guidance, not a diagnosis. You know your body. When something feels wrong, call your oncology team's 24-hour line — they would rather hear from you than have you wait. For anything severe or fast-changing — trouble breathing, chest pain, heavy bleeding, sudden confusion — call 911. OncoQue is not an emergency service.
    Before you go

    Prepare once. Walk in ready.

    The oncology appointment is 20 minutes. Most of that time disappears explaining context your doctor already has in the chart — or that you forgot to bring. This checklist takes 10 minutes at home and recovers that time in the room.

    Documents to bring
    Capture during the visit
    After the visit
    What it costs

    You pay only when we win. Free to find out where you stand.

    $0 UP FRONT · APPEALS

    We appeal your denial and take a share only of what we recover. If the appeal doesn't win, you owe nothing. The incentive is simple: we only get paid when you get covered.

    Contingency · you approve the terms before we file · nothing if we lose
    $0 TO START · COST RECOVERY

    We find your copay assistance, foundation grants, Cost-Plus drug pricing, and the tax-free HSA/FSA a Letter of Medical Necessity unlocks. You keep the savings; a flat fee applies only once we've found real money.

    Free to start · you keep what we find · LMN where eligible
    $29 PER MONTH

    The whole-journey plan for families in active treatment: unlimited appeals, ongoing cost and denial monitoring, your records organized, and Sage on call — so the money side is handled while you focus on getting well.

    May be HSA/FSA eligible · cancel any time · pause between treatment lines
    After you submit

    Four steps between you and a signed appeal.

    01 · RECORDS

    Your records come together

    Every visit, lab, scan, and path report — aggregated into one timeline. FHIR-native. Never shared with a third party.

    free
    02 · BUILD

    We build the appeal

    Your denial becomes a medical-necessity argument — coverage criteria, guideline citations, and the evidence pulled from your own records.

    Sage drafts
    03 · REVIEW

    An oncologist reads it

    A board-certified oncologist reads the draft and edits what needs editing — attested under their own license.

    a real doctor's name
    04 · FILED

    The signed appeal is filed

    A physician signs it, we file it, and we track it to a decision. You owe nothing unless it wins.

    tracked to a decision
    Why you can trust us with this

    Your cancer records and your money deserve real answers. Here are ours.

    The physicians

    US board-certified oncologists, licensed in your state, reviewing under their own name, license, and malpractice policy — never an algorithm alone.

    Your records

    FHIR-native and encrypted. We never sell or share them. Export or delete everything you own, any time — see our privacy terms.

    Your money

    The conversation and record import are free. No card on file until you commission a signed document. No subscription to forget.

    Your care

    OncoQue fights the bills, never the medicine. Your treating oncologist stays exactly where they are.

    Start with your denial letter.

    Send us the denial — or just tell us where the money is going. We'll tell you free whether it's worth appealing (most are) and what you're likely owed. No card on file. No credit check. You pay a share only if we win.

    Fight my denial · free to start
    A licensed physician signs every appeal · Nothing up front · You keep your oncologist · Cancel any time.

    What OncoQue is not. Not a replacement for the oncologist treating you — your clinical relationship stays exactly where it is. Not a law firm, and not legal advice — insurance appeals are yours to file, and we build and attest them with you. Not a guarantee: no one can promise a payer says yes. What we promise is a real physician's signature on the fight, and no fee unless it works.

    Get updates

    Cancer first. Every serious diagnosis next.

    The denial machine doesn't stop at cancer. We're starting here — then bringing the same physician-attested fight to the diagnoses that come next. Tell us where it hurts and we'll reach out.

    No marketing. Updates only.